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Eurorealty today Enviado el: 01-07-2019 @ 02:14 pm |
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property mallorca for sale
Figures from the Department of Housing show that between January and June this year, just 19 local authority-backed mortgages were drawn down in the high-demand areas of Dublin, Cork and Galway.
There are major concerns the upper loan limit is not sufficient to secure a property in city areas. In nine council areas - including Cork city, Dun Laoghaire-Rathdown and Galway city - not one mortgage offer has been taken up.
The Rebuilding Ireland Home Loan is a low-interest, Government-backed mortgage for first-time buyers, launched last February. The maximum amount which can be borrowed is €320,000 in Cork, Dublin, Galway, Kildare, Louth, Meath and Wicklow, and €250,000 in the rest of the country.
To date, some 1,317 loans have been approved - but figures on local authority loan draw-downs, which include the Rebuilding Ireland product, suggest uptake is low.
Overall countrywide, 109 local authority loans aimed at helping first-time buyers get on the property ladder have been drawn down in the first half of year.
Sinn Fein housing spokesman Eoin O Broin said the scheme needed to be radically overhauled, as just 8pc of approved loans appear to have been drawn down in the first half of the year.
Ultima actualización el 01-07-2019 @ 02:14 pm
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